Privacy Policy
Last Updated: [Insert Date]
G&B Bridging Finance ("we," "us," or "our") is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal data when you engage with our bridging finance services.
1. Information We Collect
We may collect and process the following data:
- Personal Identification Information: Name, address, phone number, email address, date of birth, and nationality.
- Financial Information: Income details, credit history, bank account details, and assets.
- Transaction Data: Details of loans requested, approved, and repaid.
- Technical Data: IP address, browser type, and device information when using our website.
- Communications: Records of interactions with us, including emails and calls.
2. How We Use Your Information
We use the collected data for the following purposes:
- To process loan applications and manage financial transactions.
- To verify identity and conduct credit checks.
- To comply with legal and regulatory obligations.
- To communicate with you about your application, account status, or updates to our services.
- To prevent fraud and protect against unauthorized transactions.
- To improve our website, products, and services.
3. Legal Basis for Processing
We process personal data under the following legal grounds:
- Contractual Necessity: When processing is required to fulfill a contract (e.g., loan agreements).
- Legal Obligation: When we are required by law to collect and process certain data.
- Legitimate Interests: To improve our services, prevent fraud, and ensure business continuity.
- Consent: Where applicable, for marketing and promotional communications.
4. Sharing Your Information
We may share your personal data with:
- Credit reference agencies for creditworthiness assessments.
- Regulatory authorities and law enforcement when required by law.
- Service providers (IT support, payment processors, legal advisors) who assist in our operations.
- Business partners involved in loan syndication or funding arrangements.
5. Data Security
We implement strict security measures to protect your personal data from unauthorized access, loss, or misuse. This includes encryption, access controls, and secure storage solutions.
6. Data Retention
We retain personal data for as long as necessary to fulfill contractual and legal obligations. After this period, data is securely deleted or anonymized
.
7. Your Rights
You have the right to:
- Access your personal data.
- Request correction of inaccurate or incomplete data.
- Request deletion of your data, subject to legal obligations.
- Object to or restrict data processing in certain circumstances.
- Withdraw consent for marketing communications.
To exercise your rights, contact us at [Insert Contact Email].
8. Cookies and Website Usage
Our website may use cookies to improve user experience and gather analytical data. You can manage cookie preferences through your browser settings.
9. Cookie Policy
Cookies are small text files stored on your device that help improve website functionality and user experience. We use the following types of cookies:
- Essential Cookies: Required for website functionality, such as secure logins and transactions.
- Analytical Cookies: Help us analyse website traffic and improve performance.
- Functional Cookies: Enhance user experience by remembering preferences.
- Marketing Cookies: Used for targeted advertising and tracking user interactions.
You can manage or disable cookies through your browser settings. Note that disabling essential cookies may impact website functionality.
10. Updates to This Policy
We may update this Privacy Policy periodically. Any significant changes will be communicated via our website or direct notification.
11. Contact Us
If you have any questions or concerns about this Privacy Policy, please contact: G&B Bridging Finance
31 Carlton Road, Hale, Cheshire, WA15 8RH
info@gandbuk.com
0161 904 9975
By using our services, you acknowledge that you have read and understood this Privacy Policy.